Earn HKD1,000 cash 

Earn cash rewards together – simply enter your friend’s Invitation Code when opening a Mox Account

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Download Mox App

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Enter Invitation Code when you open a Mox Account 

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Within 30 days after account opening, apply for Mox Credit, then spend HKD1,000 or above with Mox Credit and get HKD1,000 Cash Reward

Open an account in as fast as 3 minutes¹ for free

Start earning daily interest, Earn a top-of-town² 1.5% p.a. savings base rate for your HKD savings deposits – no conditions, no limits³. When you join Mox during 1 February to 31 March 2024, enjoy 1.5% p.a. bonus savings rate up to HKD3,000,000 deposits⁴ on the first 60 days with Mox! Enjoy up to 4.5% p.a. savings rate⁵ when you invest with Mox!

Enjoy the Mox Card - Asia's first all-in-one numberless bank card

Earn the best in town⁶ up to 3% CashBack⁷ with Mox Credit, it’s better than a credit card

Make expenses more manageable by splitting eligible Mox Credit transactions, bill payments or FPS transfers into monthly instalments with Split Purchase

Get extra cash by Instant Loan with no additional documents needed

Clear credit card bills with other banks/institutions in instalments effortlessly and instantly with Instant Clear

With 24/7 currency exchange at the Mox FX rate (the mid-market rate) and a fixed percentage fee, everything is fair and transparent

Make FPS payments with Mox Credit and enjoy up to 56 days interest free

Transfer and receive money into your Mox Account from anyone in Hong Kong, anytime

Promotion Terms and Conditions apply.

*Promotion period: 1 October 2023 – 30 April 2024.

¹In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

²Based on the savings base rates published on the websites of a total of 27 retail banks in Hong Kong, including 7 virtual banks and 20 incumbent banks, as of 16 January 2024. Promotional rates are not included in the comparison.

³Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

⁴Welcome Bonus Promotion (February – March 2024) Terms and Conditions apply.

⁵Savings Base Rate Enhancement Scheme Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

⁶Compared against 15 banks in Hong Kong on their unlimited CashBack credit card as published on official website as of 7 Sep 2023.

⁷CashBack Terms and Conditions apply.